Why there’s no single answer
Medicaid is run by each state within federal rules. Federal law lists some benefits every state must cover and others each state may choose to add. States “may provide optional benefits if they choose to add them.”[1]
Eyeglasses are on the optional list.[1] Federal regulation defines “eyeglasses” as lenses, including frames, “and other aids to vision” prescribed by a physician skilled in diseases of the eye or an optometrist.[2] Prosthetic devices are also an optional benefit, defined to include devices that correct a physical malfunction or replace a missing part of the body.[1][2]
So for adults, whether scleral lenses are covered depends on whether your state offers these benefits, how it defines them, and what limits it sets.
Children and young adults under 21
The rules are broader for people under 21. The Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit covers children under 21 enrolled in Medicaid.[3] At a minimum, vision services include screening, diagnosis, and treatment for defects in vision, such as eyeglasses.[3]
Importantly, states are required to provide any additional services coverable under federal Medicaid that are found to be medically necessary to treat, correct, or reduce conditions discovered, whether or not the service is in the state’s Medicaid plan.[3]
That doesn’t mean every request is approved. The state or plan still decides whether a scleral lens is medically necessary for the child, usually based on the fitter’s documentation.
Managed care plans
States can contract with managed care organizations to deliver Medicaid benefits to their enrollees.[4] If you’re in one of these plans, it may have its own procedures, including provider networks and prior authorization. Prior authorization is a decision that a service is medically necessary, and it isn’t a promise the plan will pay.[5] Your plan’s member handbook and member services line are the places to check.
How to find out what you’re covered for
- Find the right contact. If you have a Medicaid health plan, call member services on your card. If you don’t, contact your state Medicaid agency.
- Ask about the benefit by name. Ask whether contact lenses are covered for adults (or for your child), under the vision, eyeglass, or prosthetic benefit, and whether medically necessary contact lenses are treated differently.
- Give the specifics. Mention the diagnosis (for example, keratoconus or a corneal transplant) and that the lens is a scleral lens. If your fitter has given you the codes they plan to use, read them out.
- Ask about prior authorization and what documentation is needed.
- Ask about providers. Which eye care providers in your area are enrolled and fit scleral lenses?
- Ask about appeals if a request is denied.
What to ask a fitter
- Do you accept my state’s Medicaid or my Medicaid health plan?
- Have you fit scleral lenses for Medicaid patients and had them approved?
- Will you submit the prior authorization and documentation?
- If Medicaid doesn’t cover part of the care, what would I owe, and will you tell me before I’m billed?
Common questions
Can I find a list of which states cover scleral lenses?
We haven't found a reliable, current national list, and state coverage changes. The dependable answer comes from your state Medicaid agency or your Medicaid health plan, ideally in writing.
My child has keratoconus. Does Medicaid have to cover scleral lenses?
For enrollees under 21, federal EPSDT rules require states to cover services that are medically necessary to treat or correct a condition, even if the state plan doesn't list them. Whether a scleral lens is found medically necessary for your child is decided by the state or plan, usually with documentation from the fitter. If coverage is denied, ask how to appeal.
What if my fitter doesn't accept Medicaid?
Ask your state agency or plan whether it can pay that provider. Ask your plan for a list of enrolled eye care providers who fit specialty contact lenses, or ask your eye doctor for a referral to one.
I have both Medicare and Medicaid. Where do I start?
Original Medicare usually doesn't cover contact lenses, so ask your state Medicaid program or plan what it covers for you and how it works alongside Medicare. Ask both programs, and ask the practice whether it accepts both.
